Mortgages

Everyone's better off when mortgages are
made simple
Virgin Money - Home

Mortgages

Everyone's better off when mortgages are
made simple

Budget planner

We'll help you work out how much you can afford to pay on a mortgage by adding up your monthly bills and looking at other financial commitments over the year. By thinking about everything from gas and electricity bills, to big one-off purchases such as holidays or appliances for the home, you should have a better idea of what you can and can't afford.

Don't forget, there are other costs to consider when you move such as stamp duty and solicitor's fees.

Income

£ per month
£ per month

Total monthly income: £

Total monthly spending: £

Amount left to spend on mortgage: £

Find a mortgage

Spending

In your home
£ per month

Electricity, gas, water

£ per month
Travel and transport
£ per month

Insurance, tax, MOT, parking, breakdown cover

£ per month

Travel pass, fares

 
£ per month
£ per month
£ per month
Big one off purchases
£ per month
£ per month
£ per month
£ per month

Sofa, kitchen, TV

Personal costs
£ per month

Grocery shopping, eating out, meals at work, school meals

£ per month

Childcare, pocket money, school trips

 
£ per month
£ per month

Food, vet bills, pet insurance

 
£ per month

Beauty treatments, haircuts

£ per month
 
£ per month

Prescriptions, dentist, optician

£ per month
 
£ per month

Drinks, papers, magazines, DVDs, cinema, gym

£ per month
 

Your home may be repossessed if you do not keep up repayments on your mortgage.

© Virgin Money 2013