Savings

Everyone's better off when savings are made simple
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Savings

Everyone's better off when savings are made simple

Budget planner

We'll help you work out how much you can afford to save by adding up your monthly bills and looking at other financial commitments over the year. By thinking about everything from gas and electricity bills, to big one-off purchases such as holidays or appliances for the home, you should have a better idea of what you can and can't afford.

Income

£ per month
£ per month

Total monthly income: £

Total monthly spending: £

Amount you could save each month: £

Spending

In your home
£ per month

Electricity, gas, water, council tax

£ per month
Travel and transport
£ per month

Insurance, tax, MOT, parking, breakdown cover

£ per month

Travel pass, fares

 
£ per month
£ per month
£ per month

Tip: Think about how much you spend a year and divide this figure by twelve

Big one off purchases

Tip: Think about how much you might spend on holidays, Christmas, birthdays and household appliances each year and divide these amounts by twelve to get the approximate monthly cost.

£ per month
£ per month
£ per month
£ per month

Sofa, kitchen, bathroom, TV, furniture

Personal costs
£ per month

Grocery shopping, eating out, meals at work, school meals

£ per month

Childcare, pocket money, school trips

 
£ per month
£ per month

Food, vet bills, pet insurance

 
£ per month

Beauty treatments and products, haircuts

£ per month
 
£ per month

Prescriptions, dentist, opticians, physiotherapy

£ per month
 
£ per month

Nights out, gym, papers, magazines, cinema, DVDs, hobbies

£ per month
 
© Virgin Money 2013